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All  |   Discussion (1)Saving money

In the United Kingdom, there are plenty of money-saving websites with good tips. For example:

* www.uswitch.com
* www.moneysavingexpert.com
* www.moneyfacts.co.uk
* www.moneysupermarket.com

These sites have articles, free tools, and advice that are not limited to the UK.   kellyjones00 (593)

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Methods for saving cash: Early 1900s German language contains a full system for building money. Did you ever wonder why technology and societal rules changed so much from the 1880s to the 1920s? It wasn't chance. The early 1900s was a Renaissance, of equal strength to that of Da Vinci's.

Within the language of that time is contained a full catalogue of how to play the money game. Remaining motivated. Detachment. The roll of the dice. The thrill of going for a triumph. Victory. Defeat is impossible in this system. Your life game can be the number game, but it must always be a game.

I didn't realise my gift with cash gathering until I developed enough competency with this system and it all came as a full piece with it. That's how people of that time who knew German could build so much capital. Many huge businesses started around that time with these skills. The biggest battle in this system is, like life itself, with yourself.   myxlfidian (150)

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Psychology of the lock-in: The only surefire way I've found of containing cash loss (and thereby inadvertently maximising savings) is to have several layers of "lock-in" before you can get to your money.

You know Fort Knox where they store all the gold bullion? It doesn't have just one door does it? There's several doors before you get to the money. You need the same thing to protect your finances from theft, otherwise known as wasting money on things you don't need because they are made to appear attractive at the point of sale.

Put all your cash in an interest bearing but non-ATM accessible account. Do not carry cards with you. Create a spreadsheet you modify every day or two that locks in all your cash for a dated future goal (i.e. pay off this credit card by this time). Carry no more than a small amount of cash. If you need to transport large amounts of cash, carry a small locked cash box with a media slot under your seat - store the cash in there en route and unlock when you get home.

The whole point is to create an impression that your money is locked away dollar for dollar well before you can entertain doing anything costly with it.

If money is already marked "reserved", it can't as easily find a strange car parking in its bay.   myxlfidian (150)

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A good idea for saving money is to get the habit of doing things for free (that are legal).   kellyjones00 (593)

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Probably the biggest and most frequent "unexpected" expense is the mood-bettering treat. Often people choose expensive pick-me-ups when something simple will do, like:

  • sparkling mineral water: dehydration leads to fatigue, many people like fizzy drinks
  • waldorf salad: fresh fruit and vegies can pick up the mood
  • head massage: get blood circulating around the brain
  • walk around the block: circulation, can help to focus thought
  • catch the bus: take a short trip somewhere you haven't been before
  • relax / observe nature: deliberately stop a cycle of habitual, pointless thoughts by letting the mind wander more freely and naturally   kellyjones00 (593)

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